01 / HOLD
DSCR & rental loans
Purchase and refinance scenarios for investment properties, with a focus on rental cash flow.
Explore rental financingReal estate investment financing
Your vision.
The right capital.
Your next move.
From your next rental to a growing portfolio, we help you explore financing built around your property, your strategy, and your goals.
Investor focused. Relationship driven.
Build what’s next.
Strategy before structureYour investment goals lead the conversation.
Options with intentionCapital sources aligned with your scenario.
A relationship that moves with youSupport from first conversation to closing.
Find your financing path
Different investments.
A thoughtful approach to each.
Every project has its own moving pieces. Start with your strategy, and we’ll help you explore the financing options.
02 / TRANSFORM
Fix & flip
Acquisition and renovation financing for investors ready to bring a property’s potential to life.
Discuss a renovation03 / TRANSITION
Bridge & rehab to hold
Transitional financing to help connect an acquisition or renovation with a longer-term strategy.
Plan your next phase04 / BUILD
Ground-up construction
Case-by-case financing review for developers moving a project from vision to construction.
Bring us your project05 / SCALE
Portfolio & small multifamily
Explore multiple-property and small multifamily financing, including 5–9 unit scenarios.
Think beyond one property06 / EXECUTE
Transactional funding
Short-term transaction scenarios reviewed around your deal structure and program eligibility.
Talk through the transactionPrograms and availability depend on the property, borrower, location, and capital source. An inquiry is not an approval or commitment to lend.
A different way to see housing
More possibilities
under one roof.
Co-living takes a different lens.
Your financing should, too.
Your financing should, too.
For co-living and PadSplit investors, the financing conversation goes beyond a traditional rental. We help you think through the full strategy.
Discuss your co-living scenario- 01
Acquire with a plan
Share the property, proposed configuration, and your intended investment strategy.
- 02
Account for the transformation
Consider renovation scope, zoning, permits, and the path to occupancy.
- 03
Think through the long term
Review stabilization and refinance possibilities. Room income and appraisal treatment vary by lender.
How we work
A clear path.
A conversation at every step.
EquiGuard is a financing brokerage. We help structure your request, explore suitable capital sources, and coordinate the process.
01
Share your scenario
Tell us about the property, your experience, your goals, and your timeline.
02
Explore the options
We review the request and help identify potential financing paths.
03
Build the package
Work with us to organize the information needed for lender review and underwriting.
04
Work toward closing
We help coordinate next steps, outstanding conditions, and communication along the way.
The people behind the process
Big-picture thinking.
Personal attention.
Founded by Shukira “Kira” Maldonado, EquiGuard Capital brings a relationship-driven approach to real estate investment financing. We start by understanding what you’re building, then help connect your strategy with potential capital solutions.
Whether you’re acquiring a rental, repositioning a property, or expanding your portfolio, you deserve a financing conversation that sees the whole picture.
A few things to know
Good questions.
Clear answers.
Have a more complex scenario?
Let’s talk it through ↗
What kinds of investors do you work with?
We welcome inquiries from rental investors, renovation operators, co-living investors, multifamily owners, and developers. Eligibility and available options vary by program, experience, property, and location.
Are you a direct lender?
EquiGuard Capital is a financing brokerage and capital placement resource. We help review your scenario and explore financing with potential capital sources. Loan decisions and final terms are determined by the lender.
What should I have ready for our first conversation?
Start with the property city and state, purchase price or estimated value, intended use, renovation budget if relevant, desired loan amount, and timeline. You can begin with the details you have.
Can I refinance or access equity in a rental?
We review rate-and-term and cash-out refinance scenarios for eligible investment properties. Options depend on factors such as value, existing debt, rental income, ownership history, and lender requirements.
Can I refer a borrower or bring a partnership opportunity?
Yes. Real estate professionals, developers, and capital sources can contact us to introduce a scenario or discuss working together. We’ll review the opportunity and explain the next steps.
Recently closed
Real deals.
Real investors moving forward.
- Closed
- $3.9M+
- Loans
- 14
- Markets
- 5 states + DC
Refinance$335,200Loan amount4609 E Capitol St SE
Washington, DC 20019
Refinance$142,500Loan amount2402 E Oliver St
Baltimore, MD 21213
Cash-out refinance$326,250Loan amount1523 N Main St
Kannapolis, NC 28081
Refinance$240,000Loan amount7549 Quitina Dr
Jacksonville, FL 32277
Purchase$330,000Loan amount2009 McCulloh St
Baltimore, MD
Purchase$228,000Loan amount2518 Denmark Dr
Garland, TX
Stabilized refinance$982,800Loan amountTampa, FL 33605
Refinance$174,750Loan amount1311 N Luzerne Ave
Baltimore, MD
Refinance$255,000Loan amount1115 W 4th Ave
Gastonia, NC 28052
Refinance$198,100Loan amount1508 N Caroline St
Baltimore, MD 21213
Purchase$138,337Loan amount2730 North Glenn Avenue
Winston-Salem, NC 27105
Purchase$165,000Loan amount431 Lipsey Dr
Albany, GA 31701
Refinance$295,400Loan amount1002 W Fayette St
Baltimore, MD 21223
Purchase$165,000Loan amount2221 E Biddle St
Baltimore, MD
Transactions shown were arranged by EquiGuard Capital and funded by third-party lenders, December 2025 – October 2026. Past closings don’t guarantee future results; terms, amounts, and availability for any new request depend on the property, borrower, and lender.
Let’s build what’s next
Every next move starts
with a conversation.
Tell us a little about your deal. We’ll start with your goals and work through the possibilities.
Email the teamfunding@equiguardcapital.com ↗
Give us a call(704) 651-4519 ↗